Purchase Terms and Agent of Payee Disclosure

Network Clearing LLC ("Network Clearing"), a Montana limited liability company registered with FinCEN as a Money Services Business (MSB), has been appointed by the seller (the "Principal") as an agent of payee pursuant to a written agency agreement. As the Principal's authorized agent for payment collection, Network Clearing acts on behalf of and at the direction of the Principal. This means:

• Network Clearing collects and processes your payment on behalf of the Principal
• Network Clearing will appear on your bank statement as the billing entity
• Network Clearing issues a receipt identifying the Principal as the merchant of record
• Network Clearing handles payment-related inquiries and coordinates with the Principal regarding billing disputes and refund requests
• The Principal remains responsible for product/service fulfillment, delivery, and product support
• Your payment to Network Clearing, as the Principal's authorized payment agent, satisfies your payment obligation to the Principal

1. Transaction Details

By completing this purchase, you are entering into a transaction with the Principal, with Network Clearing acting as the Principal's authorized agent of payee for payment collection. Your payment will be processed by Network Clearing, acting as the Principal's agent, and its authorized payment processors.

The Principal is the seller of the products/services you are purchasing. Network Clearing does not sell, resell, or take title to any products or services.

Statement Descriptor: Your statement will show "NTWRK" followed by a merchant code and reference number.

2. Billing Inquiries and Support

For questions about charges, billing, or payment processing, contact Network Clearing directly:

• Email: support@networkclearing.us
• Response Time: Within 2 business days
• Reference: Please include your order number and the email address used at checkout

For product or service inquiries (delivery, quality, technical support), please contact the Principal directly using the contact information provided in your purchase receipt.

3. Refund and Cancellation Policy

All refund decisions are made by the Principal. Network Clearing processes approved refunds on the Principal's behalf.

If you are entitled to a refund:

• Refunds will be processed by Network Clearing to your original payment method upon the Principal's express authorization
• Processing time: 5-10 business days after the Principal approves the refund
• Currency conversion differences may apply for international transactions

To request a refund, contact support@networkclearing.us with your order details and reason for the request. We will forward your request to the Principal. Refunds are processed only upon the Principal's express authorization.

4. Dispute Resolution

If you have a billing dispute, we encourage you to contact Network Clearing before initiating a chargeback with your bank. We are committed to resolving issues promptly and fairly.

Dispute Process: Submit disputes in writing to support@networkclearing.us. We will acknowledge receipt within 2 business days and coordinate with the Principal to provide a resolution or status update within 5 business days. Chargeback decisions (contest or accept) are made by the Principal; Network Clearing facilitates the documentation process on the Principal's behalf.

Governing Law: These terms are governed by Montana law. Any disputes not resolved informally shall be subject to binding arbitration in Montana under AAA rules.

5. Digital Asset Payments

If paying with stablecoins or other digital assets, please note that Network Clearing may convert your payment to fiat currency at the time of transaction. Exchange rates are determined at the moment of conversion, and while Network Clearing provides time-based price locks, any volatility risk between payment initiation and conversion if payment is received outside of a time-based price lock is borne by you. Refunds for digital asset payments will be issued in USD to your designated bank account or payment method, subject to the Principal's approval.

6. Privacy and Data

Network Clearing collects and processes payment information necessary to complete your transaction. This includes your name, billing address, payment method details, and transaction history. This information may be shared with payment processors, financial institutions, and regulators as required by law. For complete privacy terms, see Network Clearing's Privacy Policy at https://networkclearing.us/privacy-policy.html.

7. Agent of Payee Disclosure

Network Clearing acts solely as the Principal's authorized agent for the limited purpose of collecting and processing payments. Network Clearing is not the seller of, and bears no responsibility for, the goods or services purchased. Your payment to Network Clearing satisfies your payment obligation to the Principal in the amount paid.

8. Contact Information

Network Clearing LLC (Agent of Payee)

Montana registered Money Services Business (FinCEN MSB)

Email: support@networkclearing.us

Address: 1001 S Main St Suite 600 Kalispell, MT 59901

Last Updated: February 20, 2026
Version: 2.1

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