Purchase Terms and Agent of Payee Disclosure

Network Clearing LLC (“Network Clearing”), a Montana registered Money Services Business, acts as the agent of payee on behalf of the ultimate seller (“Partner Seller”) for this transaction. This means:

• Network Clearing will appear on your credit card or bank statement as the billing entity
• Network Clearing processes your payment and issues your invoice/receipt
• Network Clearing is responsible for payment-related inquiries, billing disputes, and refund processing
• Partner Seller remains responsible for product/service fulfillment, delivery, and product support

1. Transaction Details

By completing this purchase, you are entering into a transaction with the ultimate seller (payee), with Network Clearing acting as the agent of payee. Your payment will be processed by Network Clearing, acting as agent of payee, and its authorized payment processors.

Statement Descriptor: Your statement will show "NTWRK" followed by an ultimate merchant code and reference number.

2. Billing Inquiries and Support

For questions about charges, billing, refunds, or payment disputes, contact Network Clearing directly:

• Email: support@networkclearing.us
• Response Time: Within 2 business days
• Reference: Please include your order number and the email address used at checkout

For product or service inquiries (delivery, quality, technical support), please contact the ultimate Partner Seller by the channels and methods provided in your purchase receipt.

3. Refund and Cancellation Policy

Refund eligibility and terms are determined by the Partner Seller’s policies. If you are entitled to a refund:

• Refunds will be processed by Network Clearing to your original payment method
• Processing time: 5-10 business days after approval
• Currency conversion differences may apply for international transactions

To request a refund, contact support@networkclearing.us with your order details and reason for the request. We will coordinate with our Partner Seller to verify eligibility and process accordingly.

4. Dispute Resolution

If you have a billing dispute, we encourage you to contact Network Clearing before initiating a chargeback with your bank. We are committed to resolving issues promptly and fairly.

Dispute Process: Submit disputes in writing to support@networkclearing.us. We will acknowledge receipt within 2 business days and provide a resolution or status update within 5 business days.

Governing Law: These terms are governed by Montana law. Any disputes not resolved informally shall be subject to binding arbitration in Montana under AAA rules.

5. Digital Asset Payments

If paying with stablecoins or other digital assets, please note that Network Clearing may convert your payment to fiat currency at the time of transaction. Exchange rates are determined at the moment of conversion, and while Network Clearing provides time-based price locks, any volatility risk between payment initiation and conversion if payment is received outside of a time-based price lock is borne by the purchaser. Refunds for digital asset payments will be issued in USD to your designated bank account or payment method.

6. Privacy and Data

Network Clearing collects and processes payment information necessary to complete your transaction. This includes your name, billing address, payment method details, and transaction history. This information may be shared with payment processors, financial institutions, and regulators as required by law. For complete privacy terms, see Network Clearing’s Privacy Policy at https://networkclearing.us/privacy-policy.html.

7. Contact Information

Network Clearing (Agent of Payee)

Montana registered Money Services Business

Email: support@networkclearing.us

Address: 1001 S Main St Suite 600 Kalispell, MT 59901